How much Canada Disability Benefit could you get?
Enter your income and see your monthly amount, with the working-income exemption and the income test worked out step by step.
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The estimator
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Checked against official sources on September 28, 2026.
Who can get it
You can get the Canada Disability Benefit if you are:
- generally between 18 and 64 years old, including the month you turn 65
- approved for the Disability Tax Credit (check if you might be)
- a resident of Canada for income tax purposes
- a Canadian citizen, permanent resident, registered or entitled to be registered under the Indian Act, a protected person, or a temporary resident who has lived in Canada for the past 18 months
You, and your spouse or common-law partner if you have one, must have filed your 2025 federal tax return to get payments. You can apply up to 6 months before your 18th birthday.
How the amount is worked out
Everyone starts from the same maximum. The benefit then drops as income rises above a set level. Some working income is left out first, so taking a job doesn't cost you the whole benefit.
| Rule | July 2025 to June 2026 | July 2026 to June 2027 |
|---|---|---|
| Maximum | $200.00 a month | $204.20 a month |
| Income from | 2024 tax return | 2025 tax return |
| Working income left out, single | up to $10,000 | up to $10,210 |
| Working income left out, couple | up to $14,000 | up to $14,294 |
| Income before any reduction, single | $23,000 | $23,483* |
| Income before any reduction, couple | $32,500 | $33,182.50* |
| Reduction | 20 cents per dollar above that level (10 cents each if both spouses get the benefit) | |
* Canada.ca hasn't printed these two levels for 2026–27 yet. Section 6 of the Canada Disability Benefit Regulations sets them at $23,000 and $32,500 times the year's inflation factor, the same factor behind the published $204.20, $10,210 and $14,294 (a 2.1% increase). So $23,483 and $33,182.50 follow from the rules, and we'll swap in Canada.ca's own figures once it publishes them.
A worked example from canada.ca
Dan is single and earned $35,000 from work in 2024, with no other income. The first $10,000 of work income is left out, so $25,000 counts. That's $2,000 above $23,000, so his benefit drops by $400 a year (20% of $2,000). He gets $2,000 for the year: $166.67 a month from July 2025 to June 2026.
Back payments and the $150 supplement
If your monthly amount is $20 or less, the regulations provide for a lump-sum payment covering the remaining months in the payment period.
Service Canada can pay up to 24 months back from when it receives your application, but not for months before June 2025. A separate $150 supplement is payable once for each qualifying DTC certificate when you receive a Canada Disability Benefit payment based on that certificate. Initial payments began September 17, 2026. This supplement is not included in the monthly estimate.
If you disagree with the decision
Ask for a reconsideration within 180 days of the date on your decision letter. After that, you can go to the Social Security Tribunal. Work out your deadline.
Questions people ask
How much is the Canada Disability Benefit?
Up to $204.20 a month from July 2026 to June 2027, and up to $200 a month from July 2025 to June 2026. It is reduced by income above $23,000 for a single person, after leaving out up to about $10,000 of working income.
Do I need the Disability Tax Credit first?
Yes. You must be approved for the Disability Tax Credit to get the Canada Disability Benefit.
Does working reduce the benefit?
Less than other income. Up to $10,210 of working income for a single person, or $14,294 combined for a couple, is left out before the income test from July 2026.
Can I get back pay?
Yes, up to 24 months before Service Canada receives your application, but not for months before June 2025.
Sources
Checked against these on September 28, 2026. Amounts change every January or July; we recheck them each year.
- Canada.ca: How much you could receive (modified September 15, 2026)
- Canada.ca: Do you qualify (modified September 15, 2026)
- Canada.ca: Canada Disability Benefit (modified September 10, 2026), for back payments and the supplement
- Canada.ca: After you apply for the 180-day reconsideration window
- Canada Disability Benefit Regulations, SOR/2025-35, section 6 for the formula and indexing
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