Free guide · Canada

The Canada Disability Benefit, explained

Up to $204.20 a month for ages 18 to 64 with the Disability Tax Credit. Who gets it, how income changes it, when it is paid and how far back it goes.

Checked against official sources on September 28, 2026.

On this page
A man in a wheelchair typing on a laptop in a bright room

The Canada Disability Benefit is a monthly federal payment for working-age people who have been approved for the Disability Tax Credit. It started in July 2025, pays up to $204.20 a month from July 2026, and shrinks as income rises. This page covers who gets it, how the amount is worked out, when it is paid and what to do if the decision is wrong.

  • $204.20

    A month at most

    July 2026 to June 2027; it was $200 the year before

  • $2,450

    A year at most

    Paid monthly, on the third Thursday

  • 18 to 64

    Ages covered

    Including the month you turn 65

  • 24 months

    Back pay at most

    But not for months before June 2025

Who can get it

You can get the Canada Disability Benefit if you are:

  • generally between 18 and 64 years old, including the month you turn 65
  • approved for the Disability Tax Credit (check whether you might be)
  • a resident of Canada for income tax purposes
  • a Canadian citizen, permanent resident, registered or entitled to be registered under the Indian Act, a protected person, or a temporary resident who has lived in Canada for the past 18 months

You, and your spouse or common-law partner if you have one, must have filed your 2025 federal tax return to get payments from July 2026. You can apply up to six months before your 18th birthday.

Before you apply

  1. Your Disability Tax Credit approval letter, or the notice of determination from CRA.
  2. Last year’s tax return filed, for you and your spouse or partner.
  3. Your Social Insurance Number and direct deposit details.
  4. Proof of status if Service Canada asks: citizenship, permanent residence, Indian status, protected person, or 18 months in Canada as a temporary resident.

How the amount is worked out

How the amount is worked out

Everyone starts from the same maximum. Income from the 2025 tax return decides the reduction for payments from July 2026 to June 2027.

$2,450.40

the yearly maximum

−

20%

of income above the line

$23,483

the line for a single person

+

$10,210

of working income is left out first

Your benefit for the year, paid in 12 parts

For a couple the line is $33,182.50 and up to $14,294 of combined working income is left out. If both partners get the benefit, each loses 10 cents per dollar instead of 20.

A woman with a prosthetic leg walking past a modern building
Working does not cost you the whole benefit: the first $10,210 of work income is left out before the test.

Canada.ca’s own example, for the first year: Dan is single and earned $35,000 from work in 2024, with no other income. The first $10,000 of work income was left out, so $25,000 counted. That was $2,000 above $23,000, so his benefit dropped by $400 a year, 20% of $2,000. He got $2,000 for the year: $166.67 a month from July 2025 to June 2026. The 2026–27 lines are 2.1% higher.

A single person’s monthly benefit by income, July 2026 to June 2027

Income from all sources, with no working income. Earning the money from work moves every line up by as much as $10,210.

ItemBarPer month
No income$204.20 a month
$23,483$204.20 a month
$26,000$162.25 a month
$29,000$112.25 a month
$32,000$62.25 a month
$35,000$12.25 a month
$36,000$0.00 a month

Estimate your own amount with your income, your work income and whether your partner also gets the benefit. If the monthly amount comes to $20 or less, the regulations pay it as one lump sum for the rest of the payment year.

When it is paid

2026 payment days

The third Thursday of each month. Direct deposit lands that day; cheques take longer.

  • Canada Disability Benefit

The tables below list every date in words.

The disability payment dates page shows the next date for this and the provincial programs, with a calendar file you can add to your phone.

Applying, and back pay

From application to first payment

  1. Get approved for the Disability Tax Credit

    Nothing else starts without it. The Disability Tax Credit, explained.

  2. File last year’s tax return

    You and your spouse or partner, even with no income. The benefit is calculated from it.

  3. Apply to Service Canada

    Online through My Service Canada Account, by phone, or in person. You can apply up to six months before your 18th birthday.

  4. Get the decision letter

    It states the monthly amount and the months covered. Back pay comes as one payment.

  5. Payments on the third Thursday

    The amount is recalculated every July from the new tax return, so a change in July is normal.

A couple in a kitchen reading a letter together and smiling
Back pay arrives as one payment, for up to 24 months before Service Canada received the application.

Service Canada can pay up to 24 months back from when it receives your application, but not for months before June 2025. A separate $150 supplement is payable once for each qualifying Disability Tax Credit certificate when you receive a Canada Disability Benefit payment based on that certificate; the first of those went out on September 17, 2026.

If you disagree with the decision

Ask Service Canada for a reconsideration within 180 days of the date on your decision letter. If that does not resolve it, the next step is the Social Security Tribunal. Work out your deadline.

Provincial and territorial disability assistance is a separate decision made by each province. Check how yours treats the federal benefit before counting on both.

Questions people ask

How much is the Canada Disability Benefit?

Up to $204.20 a month from July 2026 to June 2027, and up to $200 a month in the year before. It is reduced by 20 cents for every dollar of income above $23,483 for a single person, after leaving out up to $10,210 of working income.

Do I need the Disability Tax Credit first?

Yes. Approval for the Disability Tax Credit is the gateway. Without it there is no Canada Disability Benefit.

Does working reduce the benefit?

Less than other income does. Up to $10,210 of working income for a single person, or $14,294 combined for a couple, is left out before the income test.

Can I get back pay?

Yes, up to 24 months before Service Canada receives your application, but not for any month before June 2025.

When is it paid?

On the third Thursday of each month. In 2026: January 15, February 19, March 19, April 16, May 21, June 18, July 16, August 20, September 17, October 15, November 19, December 17.

What if my income changes?

The benefit is recalculated every July from the latest tax return. A drop in income this year shows up next July, so keep filing on time.

Sources

Checked against these on September 28, 2026. Amounts change every January or July; we recheck them each year.

Free tools